What did my family do for better budgeting result?
- Firstly, we sold a one car from two.
These days are very difficult to maintain two cars: Car insurance, tires, repairs… so many expenses.
I am not sure how much we will save now, but it should be plenty.
by the way, our car is 18 years old Ford Focus and it drives well. Insurance for this car is very cheap. Spare parts not expensive.
- Less money for Grocery.
how? We mostly shopping one time a week. That rule makes us be more frugal customer.
And one more reason, we trying to spend no more then 50 euros per one shopping time.
- We planning every bigger purchase.
We always think about a need. Yes or no? We need it? Maybe this stuff we buy later.
If we decide to purchase, we always spend money from savings. Credit cards not acceptable in my family.
- Never buying the same day expensive items.
We always look for best price seller. Never purchase from nearest seller. A year ago we bought all kitchen equipment. After we got a list what kind and models we would like, i found the best offer in one shop called ” Technorama” with discounts. This offer i sent to another shop “Elektromarkt” and they did a price cut again. I am not saying that i am clever boy. I am frugal 🙂
- Less electronics and we do not buy “flagship” anymore.
Few weeks ago we was looking for good phone for my wife and we found Samsung A8.
This phone is nice, impressive, fast, good made almost as flagship phone S8. Difference is the double less price. Of course, we bought it by cash.
Electronics has one big problem, they getting old so fast. So invest money on stuff like smart tv , phones, laptops, tablets is not the best decision. Today is awesome tablet, after few years is just a rubbish.